Analytics

“The big-data world rewards the right abstraction at the right scale.” After more than a decade of wrestling with datasets that range from a few megabytes to multiple terabytes, I’m often asked “Should I use Pandas or PySpark?” Both libraries live in the Python ecosystem, both expose a DataFrame API, and—on the surface—they feel remarkably similar. Yet they’re built for very different contexts. This post breaks down the key differences so you can pick the right hammer for the job. ...

“The best way to predict the future is to create it.” — Peter Drucker Welcome to singhprashant.in! 🎉 After more than a decade immersed in the fast-evolving world of financial technology, I’m excited to open this space where I can share lessons learned, industry insights, and the projects that keep me curious. Quick Facts About Me 11 years in FinTech & Banking Analytics Credit risk analytics & scorecard development Branch banking business analytics across 70+ branches Credit analytics for retail & MSME portfolios Data engineering for regulatory and risk data pipelines Asset-management analytics in an investment-banking environment What Drives Me ...